Personal Loan
A quick personal financing solution designed to support short-term needs such as school fees, household expenses, and urgent priorities.
- Microfinance
- Up to 12 months
- Monthly installments
BFS Financial Services
Loans built around your life
Fast, transparent loans from BFS Financial Services - apply, get assessed and get funded, all managed by our team from application to repayment.
Apply for a LoanOnline loans designed for you
Loan amount
TZS 1,000,000
Loan term
1 month
You repay TZS 1,035,000 over 1 month (3.50%/mo)
Apply NowIllustrative only - final rate, amount, and term depend on the loan product and approval.
Personal + Business + Vehicle-Backed + Payroll Loans
Fast Assessment
Transparent Terms
Loan Support
Branch Network
Secure & Compliant
Personal + Business + Vehicle-Backed + Payroll Loans
Fast Assessment
Transparent Terms
Loan Support
Branch Network
Secure & Compliant
Why BFS
What sets BFS apart
Careful, Considered Lending
Learn more
Every application is reviewed by our own team.
No automated black-box decisions - a real risk and approval team reviews identity, income, and affordability before any funds are disbursed.
From application to final repayment, a real member of our team is responsible for your account at every stage.
Fast assessment
Applications are reviewed promptly by our branch and risk teams, with clear communication at each stage.
Branch teams across Tanzania
Dodoma, Mbeya, and Dar es Salaam branch teams who understand the communities we serve.
Get Started
How to get a loan with BFS
Apply online or at a branch
Get assessed by our risk team
Get funded and managed through repayment
Track your application any time online
Ready to get started?
Whether you're seeking credit to grow your business or need personal financing, BFS is your partner in responsible lending.
Popular Answers
Results 1 - 12 of 12
Maswali yanayoulizwa mara kwa mara kuhusu mikopo ya BFS - frequently asked questions about BFS loans in Tanzania.
Ninawezaje kupata mkopo wa haraka Tanzania? (How do I get a fast loan in Tanzania?)
BFS Financial Services ni kampuni inayotoa mikopo ya haraka Tanzania. Omba mkopo mtandaoni, jaza taarifa zako, na timu yetu itakupigia simu haraka kwa uthibitisho na masharti. You can apply for a fast loan online in minutes and our branch team will follow up quickly to verify your details and get you funded.
BFS ni kampuni gani inayotoa mikopo? (What loan company is BFS?)
BFS Financial Services ni kampuni ya mikopo (microfinance) yenye matawi Dodoma, Mbeya, na Dar es Salaam, ikitoa mikopo ya haraka, mikopo ya biashara, mikopo ya mshahara, na mikopo ya magari kwa uwazi na masharti nafuu.
Ninawezaje kupata mkopo wa gari? (How can I get a car / logbook loan?)
BFS inatoa mkopo wa gari kwa kutumia hati ya gari (logbook) kama dhamana. Omba mtandaoni au tembelea tawi letu la karibu kupata tathmini ya haraka. Vehicle-backed and logbook loans let you access funds using your car's title as collateral.
Naweza kuomba mkopo bila dhamana kubwa? (Can I apply for a loan without heavy collateral?)
Baadhi ya mikopo ya BFS, kama mkopo wa mshahara na baadhi ya mikopo ya biashara, hauhitaji dhamana kubwa. Masharti hutegemea aina ya mkopo na tathmini ya kipato chako - requirements depend on the product and an affordability assessment.
Mkopo wa biashara wa BFS unafanya kazije? (How does a BFS business loan work?)
Mkopo wa biashara husaidia wafanyabiashara wadogo na wa kati kununua bidhaa, vifaa, au kuongeza mtaji wa kazi. Business loans support SMEs with working capital, stock, and equipment financing across Tanzania.
Ni riba gani BFS inatoza kwenye mikopo? (What interest rate does BFS charge?)
Riba hutegemea aina ya mkopo uliouchagua - tumia Loan Calculator yetu kupata makadirio sahihi kabla ya kuomba. Rates vary by loan product; use our free loan calculator to estimate your repayment before applying.
BFS ina matawi wapi Tanzania? (Where are BFS branches located?)
BFS ina matawi Dodoma (Uwanja wa Ndege), Mbeya (City Mall, Kabwe), na Dar es Salaam (City Mall, Bibi Titi Road). We also support loan applications online across Tanzania - see our contact page for details.
Ninawezaje kufuatilia maombi yangu ya mkopo? (How do I track my loan application?)
Baada ya kutuma maombi, utapata namba ya kumbukumbu (reference number) unayoweza kutumia kufuatilia hali ya maombi yako kwenye ukurasa wa Track Loan.
Ninawezaje kuomba mkopo mtandaoni Tanzania? (How do I apply for an online loan in Tanzania?)
Fungua ukurasa wa Omba Mkopo, jaza taarifa zako za msingi, chagua mkopo unaotaka, na tuma maombi. You can complete the entire online loan application in a few minutes from your phone or computer, anywhere in Tanzania.
BFS inatoa mkopo wa papo hapo (instant loan)? (Does BFS offer instant/quick loans?)
BFS inalenga kutoa majibu ya haraka kwa mikopo midogo baada ya tathmini ya haraka ya taarifa zako. Quick and instant loan decisions depend on the product and how fast your documents and income details can be verified.
Logbook loan (mkopo wa gari kwa hati) ni nini? (What is a car logbook loan?)
Logbook loan (log book car loan) ni mkopo unaotumia hati ya gari lako kama dhamana, huku ukiendelea kutumia gari lako kila siku. BFS's vehicle logbook loan lets you access working capital using your car's logbook as collateral, without giving up use of the vehicle.
BFS inatofautiana vipi na mikopo ya benki? (How is BFS different from bank loans?)
Tofauti na baadhi ya mikopo ya benki yenye masharti magumu na muda mrefu wa kusubiri, BFS inatoa mchakato rahisi na wa haraka zaidi kwa mikopo midogo na ya kati. Compared to many traditional bank loans in Tanzania, BFS offers a simpler, faster application process for personal and business borrowers.
Je, unataka mkopo wa haraka? Wasiliana nasi sasa tukuhudumie kwa wakati.
Hello, is there anything we can assist you with?