Our Loans BFS Loan Product

Tender Loan

Project and tender financing designed to support timely completion of ongoing work, procurement needs, and contract delivery.

Who can apply?

Eligible applicants

Contractors and suppliers with an active tender or contract

Loan AmountBased on contract value and assessment
Loan PurposeProcurement and project delivery costs
Loan TermAligned to the contract timeline
RepaymentProject-based payments
Features

Project and tender financing designed to support timely completion of ongoing work, procurement needs, and contract delivery.

  • Procurement and project delivery costs
  • Term: Aligned to the contract timeline
  • Repayment: Project-based payments
  • Reviewed during assessment
Benefits
  • Reviewed by a dedicated BFS branch and risk team, not an automated decision
  • Clear repayment schedule agreed before disbursement
  • Ongoing support from your account officer through repayment
  • Transparent terms with no hidden charges
Requirements

Eligibility

  • Contractors and suppliers with an active tender or contract
  • Fully completed loan application form
  • Local government identification
  • One passport photo of the applicant
  • Valid National ID or other acceptable identification
  • Bank statements relevant to the loan type

Collateral

  • Reviewed during assessment

Documents

  • Fully completed loan application form
  • Local government identification
  • One passport photo of the applicant
  • Valid National ID or other acceptable identification
  • Bank statements relevant to the loan type
  • Photos or documents of collateral where required
FAQs

Questions about Tender Loan

Who can apply for the Tender Loan?

Contractors and suppliers with an active tender or contract.

How much can I borrow?

Based on contract value and assessment.

How long do I have to repay?

Aligned to the contract timeline, repaid project-based payments.

Ready to apply?

Start your Tender Loan application now.

Fill in a short online form with your details and the amount you need. The BFS team will contact you to confirm documents, assess repayment capacity, and guide you through the next steps.

Start Application