Our Loans BFS Loan Product

Asset Finance Loan

Financing for productive assets such as vehicles, equipment, tools, machinery, and business infrastructure.

Who can apply?

Eligible applicants

Businesses needing equipment or infrastructure

Loan AmountBased on asset value and assessment
Loan PurposeVehicles, equipment, tools, and machinery
Loan TermUp to 36 months
RepaymentMonthly installments aligned to asset usage
Features

Financing for productive assets such as vehicles, equipment, tools, machinery, and business infrastructure.

  • Vehicles, equipment, tools, and machinery
  • Term: Up to 36 months
  • Repayment: Monthly installments aligned to asset usage
  • Reviewed during assessment
Benefits
  • Reviewed by a dedicated BFS branch and risk team, not an automated decision
  • Clear repayment schedule agreed before disbursement
  • Ongoing support from your account officer through repayment
  • Transparent terms with no hidden charges
Requirements

Eligibility

  • Businesses needing equipment or infrastructure
  • Fully completed loan application form
  • Local government identification
  • One passport photo of the applicant
  • Valid National ID or other acceptable identification
  • Bank statements relevant to the loan type

Collateral

  • Reviewed during assessment

Documents

  • Fully completed loan application form
  • Local government identification
  • One passport photo of the applicant
  • Valid National ID or other acceptable identification
  • Bank statements relevant to the loan type
  • Photos or documents of collateral where required
FAQs

Questions about Asset Finance Loan

Who can apply for the Asset Finance Loan?

Businesses needing equipment or infrastructure.

How much can I borrow?

Based on asset value and assessment.

How long do I have to repay?

Up to 36 months, repaid monthly installments aligned to asset usage.

Ready to apply?

Start your Asset Finance Loan application now.

Fill in a short online form with your details and the amount you need. The BFS team will contact you to confirm documents, assess repayment capacity, and guide you through the next steps.

Start Application