Our Loans BFS Loan Product

Invoice Discounting

Working-capital support against verified invoices so businesses can keep moving before customers pay.

Who can apply?

Eligible applicants

Businesses with verified outstanding invoices

Loan AmountBased on invoice value and assessment
Loan PurposeWorking capital before customer payment
Loan TermBased on invoice due date
RepaymentSettled on invoice collection
Features

Working-capital support against verified invoices so businesses can keep moving before customers pay.

  • Working capital before customer payment
  • Term: Based on invoice due date
  • Repayment: Settled on invoice collection
  • Reviewed during assessment
Benefits
  • Reviewed by a dedicated BFS branch and risk team, not an automated decision
  • Clear repayment schedule agreed before disbursement
  • Ongoing support from your account officer through repayment
  • Transparent terms with no hidden charges
Requirements

Eligibility

  • Businesses with verified outstanding invoices
  • Fully completed loan application form
  • Local government identification
  • One passport photo of the applicant
  • Valid National ID or other acceptable identification
  • Bank statements relevant to the loan type

Collateral

  • Reviewed during assessment

Documents

  • Fully completed loan application form
  • Local government identification
  • One passport photo of the applicant
  • Valid National ID or other acceptable identification
  • Bank statements relevant to the loan type
  • Photos or documents of collateral where required
FAQs

Questions about Invoice Discounting

Who can apply for the Invoice Discounting?

Businesses with verified outstanding invoices.

How much can I borrow?

Based on invoice value and assessment.

How long do I have to repay?

Based on invoice due date, repaid settled on invoice collection.

Ready to apply?

Start your Invoice Discounting application now.

Fill in a short online form with your details and the amount you need. The BFS team will contact you to confirm documents, assess repayment capacity, and guide you through the next steps.

Start Application